NEWS!

Humana Announces Short Term Health Insurance Policies

If youve found yourself, through no fault of your own, temporarily without health insurance due to these difficult economic times, youre not alone. Humana One, the individual health arm of Humana, is expanding its individual Short Term Health insurance product to fill this need.

In addition to 19 other states, this Short Term Health Insurance is available to Texans who may find themselves in transition.

This solution may be best for you if you:

• are a student who is about to graduate
• are between jobs
• work part-time, or are a temporary or seasonal employee
• a recent retiree waiting for Medicare
• a new employees waiting for benefits
• are unemployed

Speaking for Humana,  Steven DeRaleau, chief operating officer of HumanaOne said, It can be very tempting to forgo health insurance when youre between jobs or waiting for your benefits to kick in, particularly when youre young and healthy, but thats a gamble you could lose, leaving you saddled with medical debt for the next decade or longer.

The application process is quick and easy. In fact, if eligible, coverage can begin the very next day after the applicant is approved.

Like all HumanaOne products, Short Term Health Insurance includes great flexibility. Applicants can choose the length of their policy (from 30 days up to six months or one year, depending on the state) the deductible ($500 to $5,000 for individuals or $1,000 to $10,000 for families) and the payment method (credit card, electronic funds transfer, single or monthly check). A discount of up to 20 percent is offered to those who pay the full amount up front.

These plans have a $2 million maximum benefit and include prescription drug coverage. They do not cover preexisting conditions.

Humana markets HumanaOne plans through insurance agents and brokers, like Intertexas Insurance!